About Us

PlanDirect provides affordable health and dental insurance to Canadians who aren't covered by a group benefit plan.
Everyone has different needs. And since unfortunate life events are unexpected, and often accompanied by financial hardship, we offer you the choice of health and dental plans that give you broad coverage for many expensive healthcare costs.

With PlanDirect, you get the coverage you need, when you need it.

PlanDirect Insurance offers five health and dental plans, and four optional benefits, that help fill the gap between your provincial health plan and the expenses you would be responsible to pay.

Key features:
It's easy to apply: only two medical questions and a 98% approval rating.
Your pre-existing medical conditions are covered.
There are no lifetime maximums and no waiting periods.
Those with prior coverage receive preferred rates.
You're covered throughout Canada.
Plans have been designed to minimize hefty annual cost increases.
This plan is underwritten by Great-West Life Assurance Company.
Apply within 60 days of losing coverage with a Great-West Life Group plan and you are     guaranteed acceptance.